I am never one to cry that the sky is falling.  When I saw that the market fell below 10,000, I was secretly happy…the market is on sale.  It’s a good time to buy, I thought to myself.  When it fell even further I finally scratched my head and looked at a stock chart…I’d been avoiding it the past few weeks.

Today I made the mistake of checking my Vanguard account status.  Ouch.

I keep telling myself it’s a good time to buy…